Where should I invest for a safe high return?
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These days, everyone is looking for high return investment options in India. While there are several investment plans, one can choose high return investment options based on tenure, risk appetite and liquidity and taxation point of view.
Which are the top high return investment options in India? In this article, I would help to analyze some of the best high return investment options to invest in India. Here one should look at several parameters before considering it as a high return investment option.
Investment option can vary from a person to person who want to invest for 1 year or 10 years. A high risk person investment option with highest rate of return invest in stocks, but a low risk investor cannot. Hence, one should check whether it fits his or her risk appetite.
High return investment option of investing in Stocks may not always fit for everyone. If you are investing investment option with highest rate of return emergency money or short term investment, liquidity should be high priority. Investment in bank FD Vs investment in tax saving FD schemes would depend whether you are looking for taxation point of view. One of the best high return investment is investing in Midcap and small cap mutual funds. Midcap and small cap mutual funds invests in midsized or small sized companies investment option with highest rate of return have potential to grow money in short to medium term.
Investors who can invest medium to long term of 5 to 10 years can consider this as one of the best investment options to get high returns. You can look for high return company FD schemes and invest in them. Here are some of the top company FD schemes. Company FD schemes carry high risk. Investment option with highest rate of return who are willing to take high risk and want to invest money for short to medium term of 1 to 5 years can invest in these high return company FD scheme s.
Investment in direct stocks would investment option with highest rate of return high returns. An investor can invest in stocks that fits with warren buffet principles and expected to give superior returns in India. High risk investor willing to invest in a medium to long term tenure of 5 to 10 years can look Stock investment as a high return investment option. Non Convertible debentures are issued by companies for medium to long term funding requirement.
If you have missed to subscribe them you can buy them from the secondary market like any other stockhowever they might be available at some premium. This is a new emerging investment option. In this an individual instead of investing in fixed income schemes, they would lend money to a person who needs it. These are being arranged by some of the P2P lending companies like faircent etc. I would cover more info about Peer 2 Peer Lending in coming weeks, giving complete facts, pros and cons of this best high return investment option.
One of the nice way to investment option with highest rate of return higher returns on your investment option. However, this is one of the high risk investment options as it depends on borrower who need to repay your money back along with interest.
If you are looking for tax saving along with growing your money, then the best way to get higher returns is to invest in top ELSS funds. If you are looking to invest in fixed income investment option, instead of investing in bank FD, you can look for debt funds. For medium term of 1 year to 5 years, short term and long term debt funds can give you high returns.
I have been investing in short term to long term funds and in last 1. This is the smart way to invest your funds. Now in this year, new tax free bond issues are offering investment option with highest rate of return around 7.
Consider investing in tax free bonds either by direct issue or from secondary market which are available at some premium rates now. These can help you to get high tax free returns in India. Post office MIS offers fixed returns per month for 5 years. One of the good investment option to get monthly fixed income. If you are in low tax bracket and low risk take and want to invest lump sum and get fixed returns per month, you can look for this option.
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